This card comes with a 0% intro APR on purchases and balance transfers for 15 months. The lineup is subject to change, but generally includes about a dozen popular airline and hospitality brands. You can transfer your accumulated points to any of Capital One’s travel merchant partners. In either case, if you’re redeeming for a purchase that costs more than the cash value of your miles, you can redeem the miles you do have (as long as you use at least 2,500 miles) and pay the remaining balance in cash.Īlthough Capital One also offers the option to redeem for non-travel items, such as gift cards, statement credits, and purchases, values for non-travel redemptions are highly variable, subject to change without warning, and often amount to less than $0.01 per mile. Second, Capital One allows you to book travel with miles directly through its online travel portal. First, you can exchange miles for account statement credits by calling Capital One’s customer service hotline, or you can visit your online account and manually select the purchases for which you’d like to redeem miles. Redeeming No Hassle MilesĪccumulated miles are redeemable for virtually any type of travel purchase, including hotel stays, car rentals, airfare, ground transportation (such as trains and taxis) and more, always at a value of $0.01 per mile. Early Spend BonusĬapital One VentureOne Rewards earns an unlimited 1.25 miles per dollar spent on most purchases, with one exception: It earns 5 miles per dollar spent on hotel and car rental purchases made through Capital One Travel. The Capital One Travel price match is a nice touch too. I’m a particularly big fan of the solid early spend bonus and the travel loyalty partner transfer arrangements. These are the most important features of the Capital One VentureOne Rewards Credit Card. Key Features of the Capital One VentureOne Rewards Credit Card When you spend at least $500 within 3 months of opening your account, you'll earn a $200 cash bonus. Let’s see how it stacks up against another popular Cap One rewards card: the Capital One Quicksilver Rewards Credit Card.ġ.25x points on most eligible purchases 5x points on Capital One Travel hotel and car rental purchasesġ.5% cash back on most eligible purchases 5% cash back on Capital One Travel hotel and car rental purchasesĠ% intro APR on purchases and balance transfers for 15 months, then variable regular APR applies (currently 19.99% to 29.99%).ġ5 months on purchases and balance transfers, then variable regular APR applies (currently 19.99% to 29.99%)Įarn 20,000 miles after you spend $500 on the card within 3 months from account opening (worth $200 when redeemed for travel). That’s right - VentureOne is a popular alternative to other Capital One travel and cash-back credit cards, and vice versa. And some of those calls come from inside the house, as they say. The Capital One VentureOne Rewards Credit Card has plenty of competition in the rewards credit card space. Capital One Quicksilver - How They Stack Up If you have any significant blemishes on your credit, or simply haven’t built up your credit yet, you’re unlikely to qualify for this card.Ĭapital One VentureOne Rewards vs. Like Venture, this card requires applicants to have excellent credit. It’s important to note that although Capital One VentureOne Rewards earns a lower baseline rewards rate than the Venture Rewards and doesn’t carry an annual fee, it’s not exactly an entry-level version of its Capital One stablemate. And, finally, it competes with general-purpose and brand-specific travel rewards cards with annual fees ranging from $50 to $150, such as the Chase Sapphire Preferred Card. VentureOne Rewards has much in common with annual-fee-free competitors such as the Bank of America Travel Rewards Credit Card. It’s closely related to its stablemate, Capital One Venture Rewards, which carries an annual fee ($95) and earns rewards at a higher rate of 2 miles per dollar spent. VentureOne Rewards shares the spotlight with a number of other travel rewards credit cards. You can redeem your accumulated miles for virtually any travel purchase. There are no minimum requirements for how much you spend or what you buy. The Capital One VentureOne Rewards Credit Card is a travel rewards card with no annual fee and a straightforward, easy-to-understand rewards system that earns 1.25 miles per dollar spent on every purchase.
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